Software Engineering Manager - Java Full Stack - Open Banking

At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Key Responsibilities

1. Global Engineering Leadership & India Expansion

• Lead and scale a  high-performing global engineering organization , including building and expanding the India team supporting Acquisition and Open Banking platforms.
• Establish a strong  engineering culture  focused on ownership, quality, innovation, and continuous improvement.
• Drive  talent strategy  across hiring, onboarding, mentoring, performance management, and succession planning.
• Foster an  inclusive, accountable environment  that promotes collaboration, technical excellence, and leadership growth.

2. Platform Engineering & Architecture (Acquisition & Underwriting)

• Own the design and evolution of  API-first, event-driven platforms  enabling digital acquisition and real-time underwriting.
• Architect  decoupled systems  separating customer journeys, decisioning, and core banking platforms to improve scalability and agility.
• Establish  reusable platform capabilities  (decisioning, identity, fraud, KYC, and data integration) consumable across products, channels, and partners.
• Drive engineering excellence in  distributed systems, scalability, and secure Open Banking integrations .

3. Execution, Delivery & Operational Performance

• Lead delivery of the  product and platform roadmap  with clear accountability for business outcomes, quality, and operational stability.
• Ensure  predictable, on-time, and within-budget execution  while meeting security, compliance, and reliability standards.
• Promote strong engineering practices, including  high-quality code, sound design decisions, and production stability .
• Proactively manage  dependencies, risks, and trade-offs , ensuring alignment with organizational priorities and strategic goals.

4. Technical Leadership & Architectural Governance

• Provide strategic  architectural direction , aligning solutions to business needs, enterprise standards, and regulatory requirements.
• Ensure   designs are  scalable, resilient, maintainable, and testable , with clear handling of dependencies and failure scenarios.
• Lead  architecture reviews and design forums , driving consistency and simplification across platforms.
• Continuously simplify systems to improve  speed, reliability, and supportability .

5. Cross-Functional Strategy & Stakeholder Engagement

• Partner with  product, business, risk, and architecture leaders  to define and deliver acquisition and underwriting capabilities.
• Influence roadmap decisions by balancing  engineering strategy, customer experience, risk, and delivery constraints .
• Drive alignment across teams to enable  efficient, end-to-end value delivery  across the ecosystem.
• Communicate  architecture, strategy, and delivery risks  clearly to both technical and executive stakeholders.

6. Resiliency, Risk & Operational Excellence

• Define and enforce  resiliency standards  (tiering, SLOs, failover strategies) for mission-critical acquisition and underwriting flows.
• Ensure  high availability and low-latency performance  for real-time   decisioning   systems.
• Lead  incident management, root cause analysis, and continuous reliability improvements  across the platform.

Technical Scope

The Senior Software Engineering Manager is expected to bring strong  hands-on technical leadership and credibility  in designing and delivering  modern, distributed, and scalable platforms . This role leads engineering teams   building   API-first acquisition and Open Banking solutions , with a focus on  real-time decisioning, resiliency, performance, and regulatory compliance .

Core Technical   Expectations

• Design and build  highly scalable, resilient, and maintainable distributed systems , with a strong emphasis on modularity, extensibility, and testability.
• Lead development of  microservices, APIs, SDKs, and front-end components (MFE)  using Java, Spring Boot, and modern UI frameworks aligned to API-driven architectures.
• Architect  low-latency, high-throughput platforms  to support real-time acquisition flows and credit decisioning workloads.
• Enable  seamless integration across channels and partners  through well-defined RESTful APIs and event-driven communication patterns.
• Apply  event-driven architecture principles  using Kafka and related streaming technologies to support asynchronous processing and real-time data flows.
• Leverage  cloud-native and container-based platforms , including Kubernetes, Istio, Rancher, and API gateways (Apigee), to enable scalability, observability, and secure service communication
• Establish modern  DevOps and CI/CD practices  using tools such as Jenkins/ CloudBees   and GitLab, ensuring automated testing, deployment, and release management.
• Enforce best practices in  source control, code quality, and agile delivery , driving consistency, speed, and reliability across engineering teams.
• Lead troubleshooting and resolution of  complex production issues , ensuring rapid recovery, root cause analysis, and continuous system improvement.

Required Qualifications

• Bachelor’s degree in computer science, Engineering, or equivalent practical experience.
• 10+ years of experience designing and delivering  modern, distributed software systems .
• 5+ years of experience  leading high-performing engineering teams , including globally distributed/offshore teams.
• Proven   expertise   building and scaling  platform-based solutions  with measurable business impact.
• Demonstrated ability to lead teams in delivering  complex, multi-stakeholder products  in fast-paced, enterprise environments.
• Strong understanding of  software engineering practices, architecture patterns, and enterprise development tools .
• Ability to translate  business strategy into technology and engineering outcomes , driving alignment across product, risk, and engineering.
• Strong  analytical, planning, leadership, and communication skills , with the ability to   influence across   technical and non-technical audiences.
• Proven ability to collaborate effectively with  engineers, product managers, scrum teams, business stakeholders, and external partners .

Preferred Qualifications

• Strong domain   expertise   in  customer acquisition, credit underwriting, and Open Banking ecosystems .
• Experience in  financial services or other highly regulated industries , with an understanding of risk, compliance, and security requirements.
• Advanced knowledge of  distributed systems,   microservices   architecture, API platforms, and event-driven integration patterns .
• Experience leading  modernization initiatives , including integrating new platforms with legacy systems in enterprise environments.
• Demonstrated ability to balance  feature delivery, technical debt, and operational reliability at scale .
• Experience with  cloud-native platforms and engineering ecosystems  (Azure, containers, CI/CD, API management).
• Relevant certifications in  Java, Spring, Microservices, or Cloud technologies  are a plus.

Leadership Profile

The ideal candidate is a leader who

• Thinks and   operates   at a  platform and ecosystem level , considering impacts across domains, customer journeys, and partner integrations.
• Demonstrates deep understanding of  end-to-end acquisition and underwriting flows , including users, systems, and business outcomes.